The perfect combination for a slick drive to work.
Plus, the cold is forcing more people shell out money at the pump, trying to keep their gas tanks full.
But Patrick Dullard doesn't worry about this freeze.
In fact, he can be found riding in it.
"Especially today, it's gorgeous on the trail. The snow's coming down, it was beautiful."
Each morning Dullard kicks his day in gear by biking to work.
He began cycling about five years ago, and says the benefits outweigh the extreme temperatures.
"I have a really nice ride," said Dullard. "It's a great way just to enjoy. When you have to spend $40, $50, $60 to fill up your tank and I'm not really doing that, that's okay too."
While he's encountered a few road bumps on his journey in the cold...
"I hit that wind and my bike, I stayed on it, but we just slid across the road," Dullard recalls.
He says pedaling in different weather patterns just comes with living in the Midwest.
"It's seasonal, you just kind of go with it. "I'd rather have this than 90 or 100 degrees."
While some of co-workers think his habit is a bit on the wild side.
"They ask me all the time, 'Did you ride today? You know, 'Yeah, I did.' 'Oh, you know, you're insane!"'
He recommends all people try it, as a way to get healthy, save money, and perhaps get used to winter, simply, by coasting through it.